Renters Insurance

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Renters insurance covers your belongings, liability, and additional living expenses while renting.

If you rent or lease, you need renters insurance to protect your personal property and your lifestyle.

What does renters insurance do?

There are three parts to renters insurance. The first is coverage for your personal belongings, the second is liability coverage, and the third is loss of use coverage. All of these play an important role in protecting you as a renter since your landlord's insurance on the property will not cover those risks specific to you.

Are your personal belongings protected?

When you rent or lease, your landlord's insurance usually only protects the building itself—not your personal belongings. Renters insurance is the only way to protect your valuables, and it's much more cost-effective than you'd think. The amount of insurance you need will depend on the value of your possessions so that they can be replaced. It's important to know that certain events might be covered, while things like earthquakes and flooding are typically not. Here are some of the most common covered events in a renters policy:

  • Burst Pipe
  • Fire/Smoke
  • Lightning
  • Theft
  • Vandalism
  • Water Back-Up
  • Wind

Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your personal property.

Contact us today, and we'll help you protect what matters most.