Delivery Vehicle Insurance



As a contracted Delivery Service Provider (DSP), your focus is on the efficient, accurate, and safe performance of your fleet. You want an insurance carrier that understands your business and can design an insurance program to meet your needs.

Amherst insurance offers an insurance program that is tailored to address the unique exposures you face, supported by local underwriting, claims, and loss control services , so your insurance can keep pace with your business. This insurance program is designed especially for a contracted hauler of goods for last mile delivery.

The Right Choice for Your Business

The eligibility requirements for our DSP program include:

  • Operation must have a contracted route 
  • Telematics and dashcams are required
  • Local radius routes

Our Insurance program can offer the following Commercial Auto coverages for DSP operations to protect your growing fleet:

  • Liability - $1,000,000
  • Comprehensive - multiple deductibles available
  • Collision - multiple deductibles available
  • Hired and Non-Owned Auto Liability - $1,000,000
  • Uninsured/Underinsured Motorists - $1,000,000
  • Medical Payment - $5,000
  • Hired Physical Damage - ACV or Cost Repair or $125,000 (whichever is less)
  • Rental Reimbursement - $75 per day/$2,500 maximum
  • Towing - $100 for private passenger, light & medium trucks, except where limit not allowed by state

General Liability protection in the event of injury or property damage to others: 

  • Bodily Injury and Property Damage - $1,000,000 per occurrence/$2,000,000 aggregate
  • Personal and Advertising Injury - $1,000,000 per occurrence/$2,000,000 aggregate
  • Medical Payments - $5,000
  • Umbrella coverage up to $1,000,000

Specialty Inland Marine coverage is available to protect both your property and the property of others that is in your care, custody, and control during transport and delivery:

  • Motor Cargo Legal Liability Coverage
  • Mobile Equipment Floater
  • Scheduled Property Floater

Additional coverages available to protect your employees, property, and business:

  • Property Insurance (premises & business personal property)
  • Employment Practices Liability